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Life Insurance
Life insurance is a financial product that pays a sum of money to a named beneficiary or their estate at the death of an insured individual.
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If a child, a spouse, a life partner, or a parent depends on you and your income, you need life insurance. "Suze Orman"
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Take a look below to learn about the three different types of life insurances.
Term
insurance may be appropriate for young families with low cash flow and high protection needs, for consumers whose protection needs are temporary, or to supplement permanent life insurance. No cash value is associated with this policy.
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Whole
insurance is designed to protect you and your loved ones throughout your entire life. Premiums are set at a fixed amount throughout the time of the policy. This type of policy builds cash value!
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Universal
insurance provides both premium flexibility and death benefit flexibility allowing to you adjust your policy according to your life insurance needs. With this type of policy, you can change the face-value amount at any time.